Barbara Ling

Don’t Mess With Your Wealth

We’re Manny and MB Ling and we’re here to show you the best ways to build up a thriving wealth base for your pleasure. We’re baby boomers who have taken control of our investments to satisfying returns… and invite you to share in what we’ve discovered!

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Automate Your Savings: Smart Retirement Planning Tip

Post Type: Quick Baby Boomer Financial Munchie Quick How-To:   One of the best ways to increase your savings is to make sure you save no matter what. In other words, if you're still working, make sure there's an automatic 401(k) withdrawal from your paycheck (so you don't even see that money, but you can… Read More

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The 2 Differences between IRAs and ROTH IRAs, complete with cookies.

Skill Level:  Easy An IRA (Individual Retirement Arrangement - NO!  It's NOT Individual Retirement Account, fancy that!) is a thingee you put either pre-tax money or post-tax money into. What kind of thingee?  Well, think of  it like a cookie jar.  Or a laundry basket.  Or a tool bucket.  Or anything that allows you to carry "stuff". You… Read More

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Why Should Baby Boomers Invest In Gold or Precious Metals?

Post Type: Quick Baby Boomer Financial Munchie Quick Answer: Simply because of diversifying investments and the financial uncertainty of other investment methods. Now, this does NOT mean you should have ALL of your investments in Gold or precious metals.  Not by a long-shot.  ALWAYS diversify! Chances are that while you'll never ever again see the… Read More